Retirement Income
Income you can't outlive.
Guaranteed income you cannot outlive, with principal protected from market loss. Here is what an annuity does, and what it costs.
What an annuity actually does
It turns part of your savings into income you can't outlive and protects that money from market drops.
What it costs
The trade-off is less access to the money during the surrender period. That's why an annuity should hold only part of your savings.
When it makes sense
Annuities fit people who want a predictable, lifetime income floor for essential expenses, with the rest of their savings kept flexible and accessible.
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